A flood does a lot of expensive damage to your home, even if your home only has inches of water in it. If you live in a flood zone and have a mortgage, you’re required to have flood insurance. If you own your home, then you should consider buying flood insurance whether you live in an area that is at high risk of flooding or not. Here are a few things to know.…
Read More »When it comes to buying a home, there’s more to it than just getting a mortgage. There are a variety of other expenses that come with purchasing your own property including making sure that it is properly insured. Homeowners insurance is a must in order to protect your home in the event of damage or in other situations. If you are looking into a new policy, it can feel overwhelming. There are various coverage options to choose from.…
Read More »Most people are fully aware that their homeowner’s insurance policies cover not only their homes but also the things they have in their homes. However, did you realize that your policy might also offer off-premise coverage? Off-premise coverage is commonly included with homeowner’s insurance policies and is designed to cover things you own that are not inside your home. Places where you might have additional things Even though you probably have most of the stuff you own in your house or garage, you may also have things that are not located at your home.…
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