If you plan on driving a car, having car insurance is necessary for both following the law and your own financial security. However, it is possible that a run-in with the law has caused you to need SR-22 insurance. This type of insurance is likely completely unfamiliar to you, which is why you may have questions about it. What Is SR-22 Insurance? Many people assume that SR-22 insurance is a different type of car insurance.…
Read More »Homeowner’s insurance policies come with multiple limit options that offer varying levels of protection for your home. When purchasing home insurance, make sure you select the right limit option for your house and situation. The Balance of Your Home Mortgage The lowest option is a policy limit that’s equal to the outstanding balance on your home mortgage. Should your house be destroyed in a tragedy, this option would reimburse the bank for the outstanding mortgage balance so that you didn’t have to worry about repaying the rest of the loan yourself.…
Read More »The price you pay for auto insurance is made up of a lot of different factors added together, and one of the top factors that will cause your premiums to increase is your driving record and claim record. When you get a ticket of any kind or file a claim against your car insurance policy, you will most likely pay more for your premiums. Over time, though, these incidents will drop off your record, and when this happens, your premiums might decrease.…
Read More »