Having full-coverage insurance is one way to protect your car if you cause an accident, and your policy may cover the reimbursement for something called diminished value. If you are ever in a situation where your car experiences a lot of damage, you may want to consider asking for compensation for diminished value.
The definition of diminished value
Diminished value is a term you will hear after a car is damaged from an auto accident or something else.…
If you own your own business, you need to have business insurance to protect you and your employees. To help you, below are three types of business insurance that is available to you can you can choose what you would like to purchase.
Workers’ Compensation Insurance
In most states it is the law that you provide your employees with worker’s compensation insurance. Even if this is not a law for your state you should still consider having this.…
Commercial insurance policies protect your small business from financial losses resulting from situations outside of your control. For example, a general liability policy protects your business in case someone slips and falls in your parking lot, and a workman’s compensation policy protects your business if an employee is injured on the job.
Since your business pays a fair amount of money each month in insurance policy premiums, it is important to do everything you can to prevent filing claims.…
