Homeowner’s insurance is an essential part of owning a property, as it can help save you from financial disaster in the event that your home or belongings become damaged because of some outside influence. There are different types of coverage available under homeowner’s insurance plans, each of which addresses a different potential source of damage. Understanding the differences between the four most common types of homeowner’s insurance policies can help you choose the ones that best fit your needs.…
When your teenager finally reaches the right age and completes the right steps, he or she may be able to get a driver’s license. While allowing your teen to drive alone may be helpful for you in some ways, it can also be an event that worries parents. Insuring a teen driver is also a concern parents have. While there is not much you can do about the higher rates you must pay for your teen’s auto insurance, there are ways to encourage safe-driving habits, which may help lower the teen’s rates after a while, and here are several things you should know about this.…
Employee-employer disputes are routine, and in most instances, they can be resolved with a simple conversation. However, in some cases, the concern on the part of an employee is more severe, and he or she sees a lawsuit as the only means to resolve the matter. For unfortunate scenarios like this, employment practices liability insurance, or EPLI, becomes a vital source of protection for employers.
Employment Practices Liability Insurance
Employers, be it a small business or a large corporation, have a great deal of duty when it comes to their employees.…
If there has been some damage done to your property, you will want to contact your insurance company to file a property insurance claim. Of course, before you call your insurance agent, you will want to spend a little time reviewing the following information. This way, you will end up with the best possible outcome.
Determine If You Should Really File A Claim At All
In most cases, homeowners will have a deductible that they will be responsible for before the insurance company pays for the rest.…
A flood does a lot of expensive damage to your home, even if your home only has inches of water in it. If you live in a flood zone and have a mortgage, you’re required to have flood insurance. If you own your home, then you should consider buying flood insurance whether you live in an area that is at high risk of flooding or not. Here are a few things to know.…
When it comes to buying a home, there’s more to it than just getting a mortgage. There are a variety of other expenses that come with purchasing your own property including making sure that it is properly insured. Homeowners insurance is a must in order to protect your home in the event of damage or in other situations. If you are looking into a new policy, it can feel overwhelming. There are various coverage options to choose from.…
Most people are fully aware that their homeowner’s insurance policies cover not only their homes but also the things they have in their homes. However, did you realize that your policy might also offer off-premise coverage? Off-premise coverage is commonly included with homeowner’s insurance policies and is designed to cover things you own that are not inside your home.
Places where you might have additional things
Even though you probably have most of the stuff you own in your house or garage, you may also have things that are not located at your home.…
When there has been a severe summer hail storm, most people are initially concerned with their vehicles and assessing what kind of shape they are in. While the cars are certainly important, checking in on your home’s roofing is just as important. Here is what you need to know.
Look For Hail Damage On Your Roof
Grab a ladder and climb up on your roof. If you don’t feel comfortable with this, you can either use binoculars or call a roofing contractor to come and do the inspection for you.…
If you are ready to sign a lease for a new apartment you are renting, you may want to consider purchasing an insurance policy for the apartment. The type of insurance you would want to purchase is called renter’s insurance, and it is a type of insurance that is very similar to homeowner’s insurance, except that it is designed for tenants instead of homeowners. If you do not know a lot about renter’s insurance and are unsure whether you need it, here are the top three reasons you should purchase a policy.…
As an independent truck operator, you know that it’s necessary to cut costs where you can, but you never want to risk your livelihood in the process. That’s why it is so important to take your time and make good decisions when you’re choosing your commercial truck insurance.
Here are some tips that can help you with the process.
Get Your Information Together Before You Make Your Calls
You can’t get an accurate quote when you’re shopping for insurance without giving the insurance companies all your information.…
